Articles and Guides

The Colorado Injury Library: Straight Answers, No Legalese

Fault percentages, damages caps, insurance limits, and the tactics that show up in almost every Colorado claim file. Written by the trial attorneys who argue these issues in Denver courtrooms.

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Every guide

What we tell injured Coloradans before they sign anything

Why the Season Changes Who Owes You

Each Season Brings New Crashes and New Parties Who Pay

A season by season guide to crash claims: bars and hosts, schools and bus companies, rental fleets and out-of-state insurers, and the clocks on each.

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When Two States' Laws Collide After a Crash

Road Trip Crash Math: Whose Insurance Pays When Nobody Agrees

Rental car crash on vacation? Learn whose insurance pays first, how two states' laws can split your claim and the coverage gaps to close before you drive.

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Who Shares the Blame Beyond the Driver

The Back-to-School Crash Clock Starts Sooner Than You Think

Kids, buses, teen drivers and phones collide every fall. Here is who pays, and the quiet public-entity deadline that can close the door fast.

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Three Parties Who May Share the Blame

Follow the Drinks Back: Who Else Pays After a Holiday Crash

That drunk driver had help getting drunk. See how bars, hosts and car owners can share the blame, and why the proof is often erased within days.

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Colorado insurance adjuster

What the Insurance Adjuster Writes Down While You Are Being Polite

Recorded statements, medical releases, and quick checks all arrive wrapped in helpfulness. Here is what each one does to a Colorado injury claim, in plain words.

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Colorado injury settlement value

Your Claim Is Worth What You Can Prove, Not What a Calculator Says

Three separate buckets of loss, one statutory ceiling, and a policy limit you have probably never read. This is how a Colorado injury number really gets assembled.

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Colorado comparative negligence

One Number Decides Your Case: How Colorado Splits Blame After a Crash

An adjuster picks your fault percentage before you ever hear from them. Here is where that number comes from, why 49 and 50 are worlds apart, and how to push back.

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Reading about it is not the same as having someone in your corner

Tell us what happened. We will look at the fault argument, the available coverage, and the deadlines, and tell you honestly whether you have a claim worth pursuing.

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